$735,0001 day on market
5 bedrooms3 bathrooms2,999 square feet
258 Pala Vista Circle, Henderson 89074
Signature Real Estate Group
Pecos-Robindale EstateIDX MLS 2827922
Get pre-approved
Pre-approval gives you a clear budget, strengthens your offer, and shows sellers you are serious.
Pre-approval
Ready to get pre-approved?
Tell us how to reach you and we will connect you with our preferred lender. Nothing is shared until you ask us to, and you are always free to use any lender you choose.
- A real budget before you tour
- A letter to send with every offer
- Answers on down payment and loan programs
Our preferred lender
Ready now? Apply online with Jeremy
Jeremy DayFive Star Mortgage · NMLS 2819600
Optional. You are free to use any lender.
14,936Homes for sale now
$434,900Median list price
965New this week
28Median days on market
Homes for sale now and sales of the last six months, LVR, as of October 23, 2026
The process
How does getting pre-approved work?
Three steps, and most buyers have a letter within a few days.
- You tell us a little
Your name, how to reach you, and roughly when you want to buy.
- We make the introduction
Our preferred lender reaches out, usually the same day, and walks you through the application, the credit check, and the documents.
- You get your number
Once approved, you know your budget and have a pre-approval letter ready for offers.
Step one is the easy one. A pre-approval tells you what you can buy.
Start my pre-approval
Pre-approval
What is a mortgage pre-approval, and why does it matter in Las Vegas?
A pre-approval is a lender's written statement that you qualify for a loan up to a set amount, after they have checked your credit and reviewed your income and assets.
Is pre-approval the same as pre-qualification?
No.
Does pre-approval hurt my credit?
It takes a hard credit check, which usually lowers a score by a few points for a short time.
How long does a pre-approval letter last?
Usually 60 to 90 days, depending on the lender.
Does pre-approval guarantee the loan?
No.
While you wait: see the payment at the price you have in mind.
Run my payment
Documents
What will the lender ask for?
Have these ready and the pre-approval moves fast. Your lender will tell you if they need anything else.
Photo ID and Social Security number
For the application and the credit check.
Proof of income
Your last 30 days of pay stubs and two years of W-2s.
Bank and investment statements
The last two months for every account you will use for the down payment and closing costs, all pages.
Gift letter, if family is helping
A signed letter saying the money is a gift, not a loan, plus a record of the transfer.
Debts and other obligations
Car loans, student loans, child support, and any other homes you own.
Military service record, for a VA loan
Your lender can usually request the Certificate of Eligibility for you.
Just listed
Which Las Vegas homes just listed?
965 homes came on the market in the last seven days. These are the newest, with their real listing photos.
$330,000Listed today
3 bedrooms2 bathrooms1,376 square feet
12263 Radiant Sunrise Road #3, Las Vegas 89183
Signature Real Estate Group
Las Vegas Blvd & St Rose Phase 2 AmdIDX MLS 2827978
$3,500,000Listed today
5 bedrooms6 bathrooms4,725 square feet
10608 Patina Hills Court, Las Vegas 89135
Signature Real Estate Group
Summerlin Village 16 Parcels Abcde-Village 1IDX MLS 2826143
$475,0002 days on market
3 bedrooms3 bathrooms1,745 square feet
581 Via Medici, Henderson 89011
Signature Real Estate Group
Tuscany Parcel 11-AmdIDX MLS 2826929
$367,5007 days on market
3 bedrooms2 bathrooms1,558 square feet
7104 Junction Village Avenue, Las Vegas 89129
Keller Williams MarketPlace
Lone Mountain VillageIDX MLS 2825186
$2,850,000Listed today
5 bedrooms4 bathrooms4,257 square feet
1424 Foothills Village Drive, Henderson 89012
Simply Vegas
Macdonald Highlands Planning Area 1-Phase 2IDX MLS 2824564
$347,50014 days on market
3 bedrooms3 bathrooms2,025 square feet
3537 Victory Avenue, Las Vegas 89121
Keller Williams MarketPlace
Heritage Square SouthIDX MLS 2824626
$515,000Listed today
3 bedrooms2 bathrooms1,650 square feet
637 Apollo Avenue, Henderson 89002
Wardley Real Estate
Highland HillsIDX MLS 2824860
See something close? Every home for sale, updated from the MLS all day.
Search homes
Communities
Homes inSouthern Highlands129 for sale$995K median
Homes inInspirada143 for sale$550K median
Homes inAnthem222 for sale$660K median
Homes inMountains Edge141 for sale$512K median
Homes inSeven Hills68 for sale$837K median
Homes inSummerlin982 for sale$700K median
Homes inRed Rock Country Club
Homes inRegency in Summerlin
Where do you want to live?
Each community has its own prices, HOA dues, and pace. These are the Las Vegas communities buyers ask us about most, with what is for sale there today.
Homes inSouthern Highlands129 for sale$995K median
Homes inInspirada143 for sale$550K median
Homes inAnthem222 for sale$660K median
Homes inMountains Edge141 for sale$512K median
Homes inSeven Hills68 for sale$837K median
Homes inSummerlin982 for sale$700K median
Homes inRed Rock Country Club
Homes inRegency in SummerlinNot sure where to start? Compare every community side by side.
Compare communitiesReviews
What do our clients say?
My husband and I spent a day touring homes with Truman Fleming last week. We are looking to relocate from CA and we did not have a lot of information about the…
As first time homeowners, I'm glad we trusted Truman Flemming to help us buy our dream home.
Truman made every a super easy process and we were able to close extremely fast. Thankful for Truman and his team on making it happen
Truman Fleming is a very personable and professional Realtor. He took us on as client, knowing that we needed to find a house right away in a rough market.
From our very first meeting, Truman was incredibly thorough. Selling a home is a complex, often overwhelming process, but he took the time to break down every…
Ready to start your search? Tell us what you want and we line up the homes.
Talk to Truman Read every reviewKeep going
What can you do while you wait?
Questions
What do buyers ask about pre-approval?
How long does it take to get pre-approved?
Often one to three days once the lender has your documents. Self-employed buyers or complicated income can take longer.
Does getting pre-approved hurt my credit score?
A hard credit check usually costs a few points for a short time. Under current FICO scoring, mortgage checks within 45 days count as one, so you can compare lenders.
How long is a pre-approval letter good for?
Usually 60 to 90 days, depending on the lender. It can be updated if your search takes longer.
What is the difference between pre-qualified and pre-approved?
Pre-qualification is an estimate from what you say. Pre-approval is based on your credit report and your documents, and it is what Las Vegas sellers expect to see with an offer.
Do I have to use your preferred lender?
No. You can use any lender you like. We recommend ours because they communicate well and close on time, which helps your offer.
Can I still be denied after I'm pre-approved?
Yes. The loan is final only after the appraisal and underwriting. New debt, a job change, or a low appraisal can change it, so keep your finances steady until closing.
Should I get pre-approved before I start looking?
Yes. It tells you what you can afford, and you will be ready to write an offer the day the right home lists.
What is a mortgage pre-approval, and why does it matter in Las Vegas?
A pre-approval is a lender's written statement that you qualify for a loan up to a set amount, after they have checked your credit and reviewed your income and assets. Most Las Vegas listing agents expect a pre-approval letter, or proof of funds for cash, with every offer, and many will not show an offer to the seller without one.
It also protects you. Knowing your number before you tour keeps you from falling for a home you cannot buy, and it shows you what the monthly payment looks like with taxes, insurance, and HOA dues, which matter a lot here because most Las Vegas homes are in an HOA.
Is pre-approval the same as pre-qualification?
No. A pre-qualification is an estimate from what you tell the lender, without checking. A pre-approval is based on your credit report and your documents, so sellers trust it much more. Get pre-approved.
Does pre-approval hurt my credit?
It takes a hard credit check, which usually lowers a score by a few points for a short time. Under current FICO scoring, mortgage checks inside a 45 day shopping window count as one, so comparing lenders does not stack up damage.
How long does a pre-approval letter last?
Usually 60 to 90 days, depending on the lender. If your search runs longer, the lender updates your documents and reissues the letter.
Does pre-approval guarantee the loan?
No. Final approval comes after you are under contract, once the home appraises and underwriting signs off. The surest way to keep it on track is to leave your finances alone: no new credit, no job changes, and no large unexplained deposits until you close.
Let's talk
Questions about financing a Las Vegas home?
Tell us what you are after and we will reply the same day with real answers, not a drip campaign.