What will you walk away with?

What will you walk away with?

Estimate your cash at closing after the loan payoff, commissions, transfer tax, and closing costs.

Calculator

How much will you walk away with?

The starting price is today's median Las Vegas list price, $434,000. Put in your expected price and your loan payoff for a closer estimate.

Estimated cash to you at closing $405,747
  • Mortgage payoff$0
  • Commissions, both agents$21,700
  • Transfer tax$2,213
  • Title and escrow$4,340
  • Credits to the buyer$0
  • Repairs and prep$0

An estimate before prorated property tax, HOA dues, and any liens. Your escrow officer prepares the final settlement statement. Not a guarantee from VIPhomes.Vegas.

Reading the estimate

How do you read the home sale calculator?

Start with your expected sale price, subtract your loan payoff and the costs of the sale, and what is left is your cash at closing.

  • Expected sale price

    It starts at the median Las Vegas list price. Replace it with your own number.

    $434,000
  • Mortgage payoff

    Every loan on the home: the first mortgage, any second, and any home equity line. It starts at zero, so put in your balance.

  • Commissions, both agents

    Set at 5 percent to start. The seller pays this at closing out of the sale proceeds.

    5%
  • Transfer tax

    Clark County's real property transfer tax is $2.55 for every $500 of value, or 0.51 percent. In Las Vegas the seller customarily pays it, though the contract can split it.

    0.51%
  • Title and escrow

    Estimated at 1 percent. In Southern Nevada the seller customarily pays for the buyer's owner's title insurance policy, and the escrow fee is usually split between buyer and seller.

    1%
  • Credits to the buyer

    Any closing cost credit or repair credit you agree to after the inspection.

  • Repairs and prep

    What you spend getting the home ready: paint, cleaning, staging, and fixes. Our guide to adding value covers what is worth it.

On a $434,000 sale
Sale price
$434,000
Commissions, both agents, paid by the seller
-$21,700
Transfer tax
-$2,213
Title and escrow
-$4,340
Before your loan payoff
$405,747

The calculator's starting numbers at a typical Las Vegas price. Your escrow officer prepares the final statement.

Run my numbers
Not in the number

What isn't in the number?

Prorations, liens, and anything specific to your home are not in this estimate.

Property tax

Clark County's tax year runs July 1 to June 30, and the bill is paid in four installments, in August, October, January, and March.

HOA dues

Dues are prorated to the closing date.

SID and LID balances

If your tax bill carries a Special or Local Improvement District assessment, the contract says whether you pay it off or the buyer takes it over.

Solar

A solar loan or lease has to be paid off or transferred.

Other liens

Judgments, mechanic's liens, or unpaid HOA balances are paid from your proceeds.

Income tax

Nevada has no state income tax, but a federal capital gains tax can apply, and sellers who are not U.S. residents may have tax withheld at closing.

Questions about a cost? Truman answers by call or text, usually within the hour.

Call Truman Text
Just sold

Which Las Vegas homes sold lately?

These are the 12 newest closed sales in the Las Vegas area, with their real listing photos. Homes there sold for a median of $435,000 over the last six months.

Where would yours land? Your range starts from the sales most like your home.

Get my home value
Prices

How many Las Vegas homes sold at each price?

15,474 Las Vegas homes sold in the last six months. The most, 3,796, sold between $400K and $500K.

  • Under $200K1,047 sold
  • $200K to $300K1,476 sold
  • $300K to $400K3,518 sold
  • $400K to $500K3,796 sold
  • $500K to $600K2,217 sold
  • $600K to $750K1,487 sold
  • $750K and up1,933 sold

Which row is yours?

Get my home value
Reviews

What do sellers say?

4.988 reviews5.016 reviews

From our very first meeting, Truman was incredibly thorough. Selling a home is a complex, often overwhelming process, but he took the time to break down every…
Seller, Lone MountainFebruary 2026on Zillow
It is my pleasure to give Truman Fleming and VIPHomes the best possible ratings and review! He was fantastic!
Seller, Angel ParkJune 2023on Zillow
Truman Fleming is the BEST realtor in town!! He’ll go above and beyond just to help you! Very hardworking person, responds quickly and very professional!
Seller, Las VegasNovember 2021on Zillow
Truman got us our first home , very knowledgeable of the area and treated us like family. He worked around the clock for us.
Seller, SummerlinJuly 2021on Zillow
About 2 years ago I got in touch with Saul regarding selling my condos. Saul never forget me, and he got the job done in record time once I decided to sell.
Seller, 89128August 2020on Zillow

Want a number you can list at? We walk your home and bring the sales behind the price.

Book a pricing walk-through
Questions

What do sellers ask about closing costs?

How much does it cost to sell a house in Las Vegas?

Commissions, title and escrow, and Clark County's transfer tax together often come to roughly 6 to 7 percent of the sale price, before any repairs, credits, or loan payoff. The calculator above shows each piece.

What is the transfer tax in Clark County?

$2.55 for every $500 of value, which is about $5.10 per $1,000 or 0.51 percent. On a $500,000 sale that is $2,550. The seller customarily pays it in Las Vegas, but buyer and seller can agree to split it.

Who pays the real estate commission when I sell?

The seller pays the commission at closing, out of the proceeds of the sale. It covers both agents in the calculator, and the rate is negotiable.

Who pays for title insurance in Las Vegas?

By custom in Southern Nevada, the seller pays for the buyer's owner's title insurance policy and the escrow fee is split between buyer and seller. It is negotiable, and the purchase agreement says who pays what.

When do I get my money after closing?

Usually the day escrow closes, once the deed records with the Clark County Recorder. Escrow can wire the funds or issue a check. Ask your escrow officer about timing for your file.

Will I owe the property tax for the whole year?

No. Escrow prorates the tax year to the closing date. Depending on which installments you have already paid, you may get a credit back or see a charge on the settlement statement.

Is the calculator's number my final net?

No. It is an estimate before prorations, HOA fees, and any liens. Your escrow officer prepares the final settlement statement, and we will go through a detailed net sheet with you before you sign a contract.

How do you read the home sale calculator?

Start with your expected sale price, subtract your loan payoff and the costs of the sale, and what is left is your cash at closing. Each line in the calculator is one of those costs.

  • Expected sale price. It starts at the median Las Vegas list price. Replace it with your own number. If you don't have one, a free market analysis gives you one.
  • Mortgage payoff. Every loan on the home: the first mortgage, any second, and any home equity line. It starts at zero, so put in your balance. The real payoff is a little higher than your statement, because it includes interest up to the day escrow closes.
  • Commissions, both agents. Set at 5 percent to start. The seller pays this at closing out of the sale proceeds. Commissions are negotiable, and we will show you exactly what we charge.
  • Transfer tax. Clark County's real property transfer tax is $2.55 for every $500 of value, or 0.51 percent. In Las Vegas the seller customarily pays it, though the contract can split it.
  • Title and escrow. Estimated at 1 percent. In Southern Nevada the seller customarily pays for the buyer's owner's title insurance policy, and the escrow fee is usually split between buyer and seller. Recording fees and HOA transfer and resale package fees often land here too.
  • Credits to the buyer. Any closing cost credit or repair credit you agree to after the inspection.
  • Repairs and prep. What you spend getting the home ready: paint, cleaning, staging, and fixes. Our guide to adding value covers what is worth it.

For example, on a $500,000 sale with no loan, 5 percent commission is $25,000, transfer tax is $2,550, and 1 percent title and escrow is $5,000, which leaves about $467,450 before prorations.

What isn't in the number?

Prorations, liens, and anything specific to your home are not in this estimate. Your escrow officer prepares the final settlement statement, and these items can move your number in either direction.

  • Property tax. Clark County's tax year runs July 1 to June 30, and the bill is paid in four installments, in August, October, January, and March. Escrow splits the year between you and the buyer, so you may get a credit or owe a charge.
  • HOA dues. Dues are prorated to the closing date. The HOA also charges for the resale package the buyer must receive and often a transfer fee.
  • SID and LID balances. If your tax bill carries a Special or Local Improvement District assessment, the contract says whether you pay it off or the buyer takes it over.
  • Solar. A solar loan or lease has to be paid off or transferred. Ask the solar company early, because transfers take time.
  • Other liens. Judgments, mechanic's liens, or unpaid HOA balances are paid from your proceeds.
  • Income tax. Nevada has no state income tax, but a federal capital gains tax can apply, and sellers who are not U.S. residents may have tax withheld at closing. Ask a CPA about your situation.
Let's talk

Want a real net sheet for your home?

Tell us what you are after and we will reply the same day with real answers, not a drip campaign.

Prefer to talk? Reach Truman directly(702) 766-8440Call or text any time. Same day replies.

By submitting, you agree that VIPhomes.Vegas may call (calls may be recorded and may include recorded messages), text, or email you about your request at the number you gave. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. Consent is not a condition of purchase. Privacy policy and terms.

Search homes in Las Vegas

Browse every home for sale

Free account

Save this home

Create an account to keep your favorites, get price drop alerts, and pick up on any device.

By signing up, you agree that VIPhomes.Vegas may email you about homes you save and searches you set up, and call (calls may be recorded and may include recorded messages) or text you about them if you add a phone number. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. Consent is not a condition of purchase. Privacy policy and terms.

Already have an account? Sign in